CARF Accredited · Confidential · St. Catharines, OntarioCost Should Never Be the Reason You Wait
Twelve Mile is a private facility. We’re working toward subsidized spots, but we’re not there yet, so we offer flexible financing options to make sure financial constraints don’t delay the care you need. We’ll walk you through everything on your first call.
What is Financing?
Financing in rehab makes addiction recovery services more accessible by allowing clients to spread the cost of treatment over time. Instead of facing a large upfront payment, individuals and families can manage the expense in a way that fits their budget. That means financial constraints do not delay the support and care needed to begin.
Our financing options exist to break down the financial barrier to treatment, so that everyone has a route to building a healthier, substance-free future.
Why Financing Changes the Timing
When people look for addiction treatment, cost is one of the biggest concerns they arrive with. Financing makes it manageable by letting you pay over time rather than in a lump sum — and the practical effect of that is not financial. It is that treatment can start now instead of whenever the money is ready.
Start Now, Not Later
The gap between deciding to get help and being able to afford it is where people lose their resolve. Financing closes it.
Spread the Cost
Pay over a term that fits your budget instead of facing the full amount at once.
Trusted Third-Party Lending
Through our partnership with Medicard (iFinance), a Canadian healthcare lender, alongside our own in-house plans.
A Plan Shaped to You
Our team works through the numbers with each client so the arrangement fits the real situation, not a template.
What We Can and Cannot Do
It is easier to plan when nobody is being vague with you, so here is the position in plain terms.
Twelve Mile Is Private
We are a private facility. We are working towards subsidized places but we are not there yet, and we would rather say so than imply otherwise.
We Do Not Bill Insurance Directly
We can provide receipts so you can claim reimbursement from your insurer, and we will tell you what to ask them.
Cost Is Discussed on the First Call →
No forms to complete before anyone will talk to you about money. It is part of the first conversation.
Looking for Publicly Funded Care? →
If private treatment is not the right route for you right now, we keep a list of free and OHIP-funded services across Ontario.
What you are paying for is a place in a very small program, in this building, for the length of your stay.
Financing With Medicard & Twelve Mile Recovery
We are dedicated to helping every individual begin their journey to sobriety without financial barriers standing in the way. Through our partnership with Medicard and our in-house financing options, it is possible to receive high-quality care in a way that aligns with your financial situation.
Our team works closely with each client to create a personalized payment plan that fits their needs, so they can focus fully on recovery and not on financial stress. Your health and wellbeing are the priority here, and financing exists to make the program reachable for the people who need it.